Beyond FirstHomes | Rhode Island Housing Loans
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Beyond FirstHomes

Loans for those looking to move into a new home or refinance their existing mortgage.

Our Beyond FirstHomes suite of mortgages provides Rhode Island residents the opportunity to take the next step in their homeownership journey. Whether you are looking to refinance your existing mortgage or simply move into a new home, these loan options can help.

Beyond FirstHomes loans are available through our network of Participating Lenders.

Move up loans
Not your first time buying a home? This loan option requires as little as 3% down and removes mortgage insurance requirements for qualified buyers. 

Refinance loans
For those looking to refinance their existing mortgage, this loan option offers up to 97% financing on the appraised value of your home and removes mortgage insurance requirements for qualified buyers. Refinance applies only on loans used to acquire property.

Once you have taken some time to look through the options available to you for your refinance or new home purchase, you can explore your next steps using the links below.


Check current rates
We at RIHousing want you have all the information you need to make informed decisions about your home purchase. To help you do that, we post our current rates daily so you can view and compare them to find the loan that is right for you.

Contact a Participating Lender
RIHousing’s network of Participating Lenders can help you understand what options are available to you when you are looking to refinance or purchase a new home.