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Become pre-approved

During this step, you will begin your pre-approval application. You will work one-on-one with a mortgage originator and provide detailed documentation of your income, assets and employment history. Your credit report will be reviewed as part of the pre-approval process.

We will then provide you with a pre-approval amount – a conditional approval of the mortgage amount that we can finance.

Completing a pre-approval application makes you a more attractive buyer and gives you greater negotiation power, allowing you to prove to property owners that you have your financing in order and are able to afford the property.

Requirements for RIHousing pre-approval include:

  • Two most recent pay stubs, or other proof of employment spanning the last 30 days
  • Two most recent W-2 forms
  • Detailed documentation of your income, assets and employment history
  • If self-employed, last two years Tax Returns
  • Two most recent bank statements

TAKE THE NEXT STEP

Get preapproved by RIHousing or Participating Lender
Contact a Mortgage Originator or Participating Lender to begin your pre-approval application.
GET PREAPPROVED BY RIHOUSING 
FIND A PARTICIPATING LENDER