HomeHelp Resource Center | Rhode Island Housing Loans
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HomeHelp Resource Center

Consider this your "one-stop shop" for the information you need about our programs and services. We've compiled our top requested brochures and informational materials here for easy viewing and downloading.  

Downloading Files

The following files are in Adobe PDF file format and must be viewed with Adobe Reader. If you do not have Adobe Reader, a free version can be downloaded from Adobe's website.


The Steps to Homeownership (English/Spanish)

The Steps to Homeownership has several steps and detailed requirements along the way. It will be an ultimately rewarding journey and we are dedicated to providing the support you need all along the path.


Homebuyer Education (English/Spanish)

Homebuyer education classes are informational sessions, offered both by RIHousing and our community partners, to help first-time homebuyers better understand the process of buying and keeping a home.


Spring7500 One-Pager (English)

RIHousing’s new Spring7500 Program is designed to help eligible first-time homebuyers with what is often the biggest hurdle to homeownership: the down payment. The program is available statewide. LEARN MORE


FirstHomes Tax Credit One-Pager (English)

Our FirstHomes Tax Credit is a great way to receive an additional benefit on a new home purchase. If you’re an eligible buyer purchasing your first home, you could receive a tax credit worth up to $2,000 a year for the life of your mortgage. LEARN MORE


FirstHomes Tax Credit FAQs (English)

Frequently Asked Questions about the FirstHomes Tax Credit Program.


Home equity application (English)

If you are an existing RIHousing customer, our home-equity loans may be able to help you with a range of personal financing needs. These fixed rate, low-interest loans can be used for various needs. Depending on the equity in your home, and your total household income, you may be eligible to borrow as much as $60,000 to use toward home improvements. LEARN MORE


Home repair application (English)

Our home-repair loans help qualified Rhode Island homeowners ensure that their home is a safe, healthy place to live. These fixed rate, low-interest loans can be used for a variety of home improvement projects, from energy efficiency updates to heating system repairs and much more. LEARN MORE



HousingSearchRI.org is another resource for homebuyers looking to find a home in Rhode Island. The website provides detailed information about homes for sale in Rhode Island that receive government funding and meet state and federal affordability criteria. Searching for housing to buy? Search by specific needs like geographic location, price, number of bedrooms/bathrooms, access to public transit, and more.


LeadSafe One-Pager (English/Spanish)

Our LeadSafe Homes program offers forgivable loans that help income eligible homeowners reduce the hazards of lead in the home. Download our LeadSafe Homes Program flyer and help spread the word to keep families lead safe!