HomeHelp Resource Center

Consider this your "one-stop shop" for the information you need about our programs and services. We've compiled our top requested brochures and informational materials here for easy viewing and downloading.  

Downloading Files

The following files are in Adobe PDF file format and must be viewed with Adobe Reader. If you do not have Adobe Reader, a free version can be downloaded from Adobe's website.


The Steps to Homeownership (English/Spanish)

The Steps to Homeownership has several steps and detailed requirements along the way. It will be an ultimately rewarding journey and we are dedicated to providing the support you need all along the path.


Pre-approval Form (English)

Completing a Rhode Island Housing pre-approval application makes you a more attractive buyer and gives you greater negotiation power, allowing you to prove to property owners that you have your financing in order and are able to afford the property. LEARN MORE


First Down One-Pager (English/Spanish)

Our First Down Program is designed to help strengthen housing demand and increase homeownership opportunities by providing up to $7,500 in down payment assistance to first-time homebuyers. LEARN MORE


RI-Refi One-Pager (English/Spanish)

The RI-Refi Program allows qualified "underwater" homeowners to refinance into a new home loan based on the home’s current market value. Eligible homeowners can get up to $75,000 to reduce the amount owed on mortgage(s) with a 3-year forgiveness period. LEARN MORE


FirstHomes Tax Credit One-Pager (English)

Our FirstHomes Tax Credit is a great way to receive an additional benefit on a new home purchase. If you’re an eligible buyer purchasing your first home, you could receive a tax credit worth up to $2,000 a year for the life of your mortgage. LEARN MORE


FirstHomes Tax Credit FAQs (English)

Frequently Asked Questions about the FirstHomes Tax Credit Program.


Home equity application (English)

If you are an existing Rhode Island Housing customer, our home-equity loans may be able to help you with a range of personal financing needs. These fixed rate, low-interest loans can be used for various needs. Depending on the equity in your home, and your total household income, you may be eligible to borrow as much as $60,000 to use toward home improvements. LEARN MORE


Home repair application (English)

Our home-repair loans help qualified Rhode Island homeowners ensure that their home is a safe, healthy place to live. These fixed rate, low-interest loans can be used for a variety of home improvement projects, from energy efficiency updates to heating system repairs and much more. LEARN MORE



HousingSearchRI.org is another resource for homebuyers looking to find a home in Rhode Island. The website provides detailed information about homes for sale in Rhode Island that receive government funding and meet state and federal affordability criteria. Searching for housing to buy? Search by specific needs like geographic location, price, number of bedrooms/bathrooms, access to public transit, and more.