Homeownership Articles | Rhode Island Housing Loans
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Homeownership Articles

We have compiled useful resources for information on how to keep your home safe and healthy for years to come. Whether you are buying a home or want to take care of the home you already have, these resources will provide you with the tools and tips you need.


Improving Your Credit

Want to establish great credit? Or maybe you're looking to improve your score. Whatever your situation, we have some simple tips to help you achieve a better credit score.

Prioritizing Your Debt

Dealing with debt can be a real struggle. It can seem like there is no way out but our tips can help you to create a plan, tailored to you, to help you pay down and eventually eliminate your debt.



Energy-Saving Tips

Increasing your energy-efficiency doesn't just help the environment, it can help your wallet too by reducing your utility bills. Here are some simple ways you can become more energy- and cost-efficient.

Keep Your Family LeadSafe

There are many dangers associated with lead and lead poisoning. Yet lead is found in most homes constructed prior to 1978. Eighty percent of Rhode Island homes fall into this high-risk category and likely contain lead paint. But there are steps you can take to help keep your family safe from the hazards of lead.

Keep Your Family Safe from Mold and Mildew

Mold and mildew are not just a nuisance, they can have a real effect on your home and family. Growing on wood products, ceiling tiles, cardboard, wallpaper, carpets, drywall, fabric, plants, foods, insulation, decaying leaves and other organic materials; mold and mildew can spread and destroy large areas of your home. Below are tips to help keep your home mold and mildew free.

Seasonal Maintenance Tips

Changing seasons bring changing weather patterns and changing needs for your home. Fall and Spring are especially good times to make sure that your home is prepared for the upcoming shift from warm to cold weather or vice versa. Below are some simple tips to help you with seasonal upkeep on your home.