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RIHousing Loan Process

Find a Mortgage Originator
Choose a Participating Lender or Mortgage Originator from the RIHousing Loan Center.

Become pre-approved

Getting pre-approved makes you a more attractive buyer and gives you greater negotiation power. You can get started today via one of our Participating Lenders or through the RIHousing Loan Center.

Apply for a loan
Find the RIHousing loan that is right for you and contact a Participating Lender or a RIHousing Mortgage Originator.

Find a home

Work with a Real Estate professional to help you find your home.

Contracts & Closings
Understand the requirements and necessary legal obligations before you close on the purchase of your home.